Sponsored · Credit Building

Your Car Could Unlock Up to $10,000 in Credit

Yendo turns your car's value into a credit line. No cash deposit. Built for people with bad credit or no credit.

For a lot of people, a credit card feels out of reach. Banks turn them down. Or they ask for a big cash deposit first. Money many people just do not have sitting around.

Yendo does it a different way. Instead of a cash deposit, it uses something you already own: your car. The value of your car sets your credit limit. You keep driving your car the whole time, just like you do now.

Your car does the work

Most secured cards want cash up front. You hand the bank a few hundred dollars, and that cash becomes your limit. With Yendo, there is no cash deposit. Your car is the security instead.

Your limit is based on what your car is worth. Limits range from $450 to $10,000. A car worth more can open a higher limit. A car worth less opens a smaller one. Either way, the card is a real Mastercard, issued by Cross River Bank, and you can use it where Mastercard is taken.

Built for bad credit or no credit

This card was made for people who get told no. If your credit is bad, or if you have no credit yet, your car's value is what counts here, not just your score.

It is also made to help you build credit over time. Yendo reports your payments to all three credit bureaus. Pay on time, month after month, and that record of on-time payments is what builds a credit history. The card also pays 1.5% cash back on what you buy, and it carries a $40 annual fee.

How Yendo works

1. 1

   Your car's value sets your credit limit. The more your car is worth, the higher your limit can be, from $450 up to $10,000.

2. 2

   Check your offers with a short application. It takes just a few minutes, and you can see what you qualify for.

3. 3

   Get the card and keep driving your car. The card comes to you, and your car stays in your driveway, yours to drive like always.

For people who have been turned down before, that trade may be worth a close look. Your car sits in your driveway every day. With Yendo, it can also be the thing that opens the door to credit, and to building a stronger credit record over time.